Silent Speaker

I have been bite by the FIRE bug few months ago. What is FIRE you ask? Its Financial Independence Retire Early movement – wherein folks in early 20s and 30s work their ass off, save more than 50% of their post-tax income -all with the aim to retire in 10 to 15 years. In order to decide your FIRE number i.e. the saving cushion that is required to retire, you may follow these simple steps. Take your expected annual expenses at retirment. Then multiply the same by 25. Voila! That’s your retirement FIRE number! Now you go really crazy on your savings and live below your means to attain that FIRE number. Invest your savings in index funds or actively managed funds which will give you returns above annual inflation rates. If you are interested to know how much would you need to save in order to retire in x no of years, check out this beautiful post of Mr. Money Mustache. It has been 6 months post my MBA since I have started earning again. I have started taking bab...

Dear Lover, Before I begin to say anything I just want to say one thing, “My love for you is pure without maleficence of any motives or obligations. I love you!”  And I say this because I know with confidence, when the time comes- we shall say Goodbye without looking back when either of us harbor any doubts about our love towards each other. We are together now. And while you stay with me, my request is ...give yourself. Give me everything your soul has, your body has, your mind contains. Take everything from me. Touch me. Feel the pulsating veins running just underneath my skin. Hear me speak, hear me bare my naked thoughts at 2 AM in the morning. Let me bury my head in your warm hug. Let me give  you all my doubts, fears, anxieties I have been carrying for years- just for a night. Because till the time we are lovers, let’s not keep anything off-limits. Let the clothes, misunderstandings, repressed emotions not come between us. I need you. Yes, I need you to come ...